| FACTS |
WHAT DOES EUREKA SAVINGS BANK DO WITH YOUR PERSONAL
INFORMATION? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we
do. |
| What? |
The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
- Social Security number
- Income
- Account balances
|
- Payment history
- Transaction history
- Credit history
|
When you are no longer our customer, we continue to share your information as described in this
notice. |
| How? |
All financial companies need to share customers' personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers' personal
information; the reasons Eureka Savings Bank chooses to share; and whether you can limit this
sharing. |
Reasons we can share your
personal information |
Does Eureka Savings Bank
share? |
Can you limit this sharing? |
| For our everyday business purposes - such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes -
to offer our products and services to you |
No |
We don't share |
| For joint marketing with other financial companies |
No |
We don't share |
| For our affiliates' everyday business purposes -
information about your transactions and experiences |
No |
We don't share |
| For our affiliates' everyday business purposes - information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| What We Do |
|
How does Eureka Savings Bank
protect my personal
information? |
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect
this information and we limit access to information to those employees for whom
access is appropriate. |
| How does Eureka Savings Bank
collect my personal information? |
We collect your personal information, for example, when you
- Open an account
- Apply for a loan
- Make deposits or withdrawals from
your account
|
- Provide account information
- Give us your contact information
|
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your
creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
|
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law. |
| Definitions |
|
| Affiliates |
Companies related by common ownership or control. They can be financial and
non-financial companies.
• Eureka Savings Bank has no affiliates. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and
non-financial companies.
• Eureka Savings Bank does not share with nonaffiliates so they can market to
you. |
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
• Eureka Savings Bank doesn't jointly market. |
| Other Important Information |
| For Illinois Customers. We will not share personal information with nonaffiliates either for them to market to you or
for joint marketing - without your authorization. Eureka Savings Bank also complies with the State of Illinois rules
concerning privacy and information security. This disclosure is consistent with the requirements under the State of
Illinois. |