5018458b7b164744ba63f5091b790197.png?sfvrsn=de0e0258_0 "Go Green (8)")
Rate may change after account is opened - Fees could reduce earnings
Essential Plus Checking
Essential Plus Checking
| Minimum to Open | Interest Rate | APY* | National Avg |
|---|---|---|---|
| $2,500 | .10% | .10% | .05% |
Essential Savings
Essential Savings
| Minimum to Open | Interest Rate | APY* |
|---|---|---|
| $50 | .10% | .10% |
Christmas Club
Christmas Club
| Minimum to Open | Interest Rate | APY* |
|---|---|---|
| $1 | .10% | .10% |
Money Miners Kid's Club
Money Miners Kid
| Minimum to Open | Interest Rate | APY* |
|---|---|---|
| $5 | .10% | .10% |
Essential Money Market
Essential Money Market
| Amount | Interest Rate | APY* |
|---|---|---|
| $0-$2,499.99 | .00% | .00% |
| $2,500-$24,999.99 | .15% | .15% |
| $25,000-$49,999.99 | .20% | .20% |
| $50,000-$99,999.99 | .60% | .60% |
| $100,000-$499,999.99 | 1.50% | 1.51% |
| $500,000-$749,999.99 | 1.50% | 1.51% |
| $750,000-$999,999.99 | 2.00% | 2.02% |
| $1M+ | 2.25% | 2.27% |
Essential Money Market is $2,500 minimum to open. $2,500 minimum balance to earn interest.
Health Savings Account
Health Savings Account
| Minimum to Open | Interest Rate | APY* |
|---|---|---|
| $50 | .50% | .50% |
CD & IRA
Certificates of Deposit
| Term | Interest Rate | APY* | National Avg |
|---|---|---|---|
| 3 Month | 3.10% | 3.15% | |
| 6 Month | 3.20% | 3.25% | |
| 12 Month | 3.40% | 3.46% | |
| 18 Month | 3.50% | 3.56% | |
| 24 Month | 3.60% | 3.67% | |
| 30 Month | 3.70% | 3.77% | |
| 36 Month | 3.80% | 3.87% | |
| 48 Month | 3.90% | 3.98% | |
| 60 Month | 4.00% | 4.08% |
APY= Annual Percentage Yield.
Minimum $1,000 deposit required to open a Certificate of Deposit (CD). IRA CDs are not available in a 3-month term. A penalty may be imposed for early withdrawal on a CD, and fees may reduce earnings. See Universal Banker for more information. All rates are subject to change at any time.
Finding the right account starts with knowing your options. We make it easy for Illinois Valley residents to see exactly what their money can earn right here at home.
We offer competitive deposit rates across a full range of personal accounts, including Essential Checking, Essential Savings, Money Market, Health Savings Accounts, Certificates of Deposit, and IRA accounts. Whether you're building an emergency fund, saving for a big purchase, or planning for retirement, there's an account designed to fit your goals.
As a community bank proudly serving LaSalle, Mendota, Oglesby, Peru, and Wenona, we're committed to keeping your dollars working locally.
Ready to open an account? You can get started online in minutes or stop into any of our five Illinois Valley locations. Our team is happy to help you find the best fit.
