Essential Checking
Yes, the Essential Checking account really is free! With a $1 opening deposit and no minimum balance requirements our Essential Checking includes all the necessary services to make life easy.
- Minimum to open - $1
- No monthly service fees.
- Unlimited check writing.
- Instant Issue Debit Card
- Overdraft Protection (optional)
- Online and Mobile Banking
Normal check printing fees vary based on the style of the checks ordered.

Essential Plus Checking
If earning interest is important, our Essential Plus Checking is right for you! It has all the benefits of our Essential Checking PLUS interest. Just keep an average monthly balance of $1,000 to avoid a monthly service fee.

- Minimum to open - $1,000
- Unlimited check writing.
- Instant Issue Debit Card
- Monthly service fee of $10- if average daily balance drops below $1,000.
- Overdraft Protection (optional)
- Online and Mobile Banking
Normal check printing fees vary based on the style of the checks ordered.