Your Homeownership Journey Starts Here

A mortgage is more than borrowing money when you choose Eureka Savings Bank.

From a first-time homebuyer to building a dream home on acreage, Eureka Savings Bank offers flexible mortgage options no matter where you are in the path of homeownership. We offer 100% local, in-house financing, which means you’re not simply a number with us–we get to know you and find the right mortgage based on your financial needs. Plus, you’ll get the key to your front door faster with our streamlined approval process.

Why Choose a Mortgage from Eureka Savings Bank?

Eureka Savings Bank are the leaders in home lending for the Illinois Valley and we’re ready to guide you through one of the biggest purchases of your life.

Eureka Offers

  • Loans to purchase, build, or refinance your home.
  • Competitive Fixed and Adjustable loan rates
  • 3% down payment option on home purchases (loans above 80% LTV require private mortgage insurance).
  • Construction-Permanent financing.
  • First-Time home buyer program where our loan origination fee drops from $600 to only $350.
  • We offer up to a 30-year fixed rate loan option.

Eureka Advantages

  • Lower costs & fees than many other financial institutions.
  • Competitive rates.
  • Simple payment terms.
  • Fast, local approval.
  • 100% in-house loan servicing.

Find out how a home loan from Eureka Savings Bank benefits you by contacting our mortgage lenders today!