Essential Checking Account
Easy and Essential Checking
Our Essential Checking has all the necessary services to make life easy with a low minimum opening deposit and no minimum balance requirements.
Essential Checking offers a full suite of checking services, including:
- $5 Minimum Opening Deposit
- Subject to a monthly maintenance fee of $3.00. This fee will be waived if:
- The primary account owner is age 65 or over; OR
- The account is signed up for e-statements.
- Mobile Banking
- Unlimited Check Writing
- Free eStatements
- Online Banking
- Free Bill Pay
- Instant Issue Debit Card
- eAlerts
- No Interest Paid
Normal check printing fees vary based on the style of the checks ordered.

Essential Plus Checking Account
Essentials plus Interest Checking
If earning interest is important, our Essential Plus Checking is right for you! It has all the benefits of our Essential Checking PLUS interest.

Essential Plus Checking offers a full suite of checking services, including:
- $2,500 Minimum Opening Deposit
- Subject to a monthly maintenance fee of $13.00. This fee will be waived if:
- The primary account owner is age 65 or over & you maintain a minimum average daily balance of $2,500 during the statement cycle; OR
- The account is signed up for e-statements & you maintain a minimum average daily balance of $2,500 during the statement cycle.
- Mobile Banking
- Unlimited Check Writing
- Free eStatements
- Online Banking
- Free Bill Pay
- Instant Issue Debit Card
- eAlerts
- Earns Interest
Normal check printing fees vary based on the style of the checks ordered.