If you want to maximize your retirement savings, the deadline to contribute to your Traditional or Roth IRA for the previous tax year is April 15 (or the tax filing deadline). Contributing can help you build long-term wealth and even reduce your taxable income if you qualify for a deduction. 

Why Contribute? • Tax Benefits – Traditional IRAs offer potential tax deductions, while Roth IRAs provide tax-free withdrawals in retirement. • Compound Growth – The earlier you invest, the more time your money has to grow. • Maximize Contributions – For 2025, the annual contribution limit for 401(k), 403(b), and similar plans is $23,500, with an additional $7,500 catch-up contribution for those age 50 and older, and $11,250 for those ages 60-63.  

How to Contribute Before the Deadline 1. Check Your Eligibility – Income limits apply for Roth IRAs and tax deductions for Traditional IRAs. 2. Transfer Funds ASAP – Most banks and brokerage firms allow easy online contributions. 3. Label Your Contribution – Specify that the deposit is for the previous tax year when making your payment.

Don’t wait—secure your financial future before the deadline passes!