Local Lending Backed by Years of Agricultural Experience

At Eureka Savings Bank, we recognize that farming is more than just a business — it’s a legacy shaping our region. With over a century of dedication to Illinois Valley communities, we now provide farmers in Peru, Illinois with smart, dependable lending options built for growth.

Lending Options for Today’s Farmers

Eureka Savings Bank offers diverse agricultural financing solutions tailored to meet the specific needs of farms and ag operations in the Peru area — from expanding farmland to covering operational costs and equipment upgrades.

  • Farm real estate loans: If you’re looking to purchase new farmland or refinance what you already own, our ag real estate loans offer favorable rates and flexible terms. You can unlock the potential of your farm with this smart lending option.
  • Operating loans and credit lines: Access reliable working capital when you need it. Our operating loans and lines of credit help you manage seasonal costs, cover input expenses, and keep your operation moving forward by stabilizing cash flow.
  • Farm equipment loans: Whether you’re replacing worn-out machinery or investing in technology to boost efficiency, our equipment loans are constructed with operational cycles in mind. This lending option is available for both new and used equipment.
  • Livestock loans: Raising livestock requires both dedication and resources and our livestock financing helps you purchase or expand your herd. We work with you to create payment schedules aligned to your production and sales patterns.

 

 

Why Peru Farmers Choose Eureka Savings Bank

We are deeply connected to the agricultural life of Peru and surrounding areas. Our team understands the demands of farming in northern Illinois and offers financing based on real experience.

  • Local decision-making: Enjoy faster responses and personalized service from a bank that’s right down the road.
  • Farm-specific loan options: We take the time to understand your operation and craft a loan structure that works for your cash flow and goals.
  • Trusted local experts: Our ag lending team knows the land and the challenges local farmers face. We’re here to support your long-term success and find a solution that works for you.

Let’s Talk About Your Farm’s Goals

If you’re ready to partner with a lender who understands your work and respects your time, reach out to our Peru branch to schedule an appointment. 

  • Phone: 815-223-9400
  • Address: 2959 Peoria St. Peru, IL 61354

Frequently Asked Questions (FAQ)

What kinds of ag loans are offered at the Peru branch?

We provide flexible loan and line of credit options for agricultural real estate, seasonal operating costs, farm equipment purchases, and livestock investments.

Do I need to schedule an appointment to apply?

While walk-ins are welcome, we recommend calling ahead to connect directly with one of our ag lending specialists who can help you get started quickly.

How flexible are your loan terms?

We tailor loan terms to fit your operational timeline, repayment needs, and long-term business plans, whether you’re just getting started or growing a multi-generational farm.

Secure the financing your farm deserves. Call or visit Eureka Savings Bank in Peru to schedule an appointment.